Our Savings Team will be available during the festive period with the following reduced hours:

Christmas Eve: 9:00am – 2:00pm

27, 30 & 31 December: 9:00am – 12:00pm

Please note we will be closed on Christmas Day, Boxing Day, and New Year’s Day. Savings customers can still access their accounts anytime at online.dfcapital.co.uk.

Happy Holidays from all of us at DF Capital!

About Us

We’re DF Capital, a specialist bank providing award-winning commercial finance solutions and savings products to consumers and small businesses.

Manchester is where we call home, with over 100 of us based in our office on Oxford Street, serving the needs of thousands of customers up and down the UK and into Europe. 

We’re a bank that’s striving to be different. One that gives that bit more. 

Our core goals are…

Group 1941

Deliver growth

Put customer needs first

Act sustainably 

…it’s what we live and breathe every working day. 

Bee

Fun Fact

We were the first and currently the only independent bank to have its headquarters in Manchester.

Becoming a bank

In 2020 we became a fully authorised bank and started offering a range of consumer savings products.

We’ve been recognised for our customer service and customer satisfaction levels, winning several Trusted Service Awards and receiving an Exceptional Service badge from Feefo from independently verified reviews. The deposits we receive directly fuel our commercial lending, so our savers are directly impacting the growth of UK businesses. We have received consistently positive customer satisfaction scores as measured independently by feefo.

In 2023, we received an average service rating of 4.7/5 from over 1,200 reviews, which led to us earning a Platinum Trusted Service Awards from Feefo at the start of 2024. 

Df capital staff in office

Where did it all begin? 

“DF” stands for distribution finance. It’s the core offering we began providing when we were founded in 2016, and it’s what we continue to offer today.

This specialist form of finance is about supporting dealers, distributors and manufacturers with funding to stock, display and demonstrate their products by minimising the impact on cash flow. As they say, cash is king – it’s what helps businesses thrive and grow. 

Since 2016 we’ve provided over £3.5bn of funding across a diverse range of sectors and product types. From motorhomes and caravans to plant and machinery. Holiday lodges and motorbikes to tractors and forklift trucks. No planes or trains (yet) but we’ve certainly funded lots of automobiles in various shapes and sizes. Although we’ve just named two, it’s quite hard to find things we haven’t funded. 

Df capital staff in office

Where we’re heading

We’re on a mission to become the best bank around – for our customers and for each other.

Putting customer needs first is at the heart of all we do; we do better through listening, learning and using that feedback to give an even better experience. We want to help more customers in more places and more ways while continuing to deliver outstanding service.

So how do we do this? By employing colleagues who truly care and who are committed to doing the right thing for all our stakeholders. We attract and retain the best talent, and look after each other with respect, empathy and some great benefits. Best Companies has called us ‘World Class To Work For’, and we’re committed to staying that way by maintaining an inclusive, sustainable and progressive working environment.

Df capital staff in office

We believe that strong local communities are essential to a thriving society, and we actively give back to our home city of Manchester. We love fundraising, partnering with vital charities who give a helping hand to those in need.

We’re committed to protecting our planet, continually identifying and delivering ways to lower our own carbon footprint, and that of our partners. So, when you choose DF Capital, you’re choosing a company that shares your values, a company that’s invested in all of us.