Our Journey

2024
July

ENABLE Guarantee increased to £350m

April

Announced pre-tax profit of £4.6m for 2023

January

Awarded Platinum Trusted Service Award by Feefo, based on savings customer feedback

January

Achieved 3-star accreditation from Best Companies, the highest award possible, demonstrating world class levels of employee engagement.

2023
December

New loan origination a record £1.2bn, with the Group’s loan book growing by over 32% to £581m

September

Secured £20m capital from British Business Investments, a wholly-owned commercial subsidiary of the British Business Bank.

August

ENABLE guarantee with British Business Bank increased to £350m

March

Commercial loan book exceeds £500m

January

Number of dealer customers exceeds 1,000 for the first time. £175m ENABLE guarantee agreed with the British Business Bank

2022
December

Recorded our maiden full-year pre-tax profit of £1.3m. Full year commercial loan originations hit a record £1bn

November

Named “Outstanding Place to Work” by Best Companies

March

Achieve first profitable month and commercial loan book exceeds £300m

2021
August

Launched online banking for saving customers

2020
December

Commercial lending since inception exceeds £1bn

October

Launched our first savings products

September

Obtained full authorisation as a bank and subsidiary renamed DF Capital Bank Limited

2019
May

Demerged and floated on the London Stock Exchange’s Alternative Investment Market (AIM)

2018
April

Business operations open in Manchester

2017
October

Started to work on becoming a fully authorised bank

April

First manufacturer programmes incepted and first loan paid out

2016
May

Distribution Finance Capital founded and becomes known as DF Capital