Our Leadership Team

Carl has spent more than 25 years’ working in commercial, regulated and SME finance, with extensive divisional managing director and CEO experience built across a number of UK based businesses.

Carl was Group Managing Director at Aldermore Bank, leading its growing business lending franchise. He spent over a decade at GE Capital, and held roles at White Oak UK, Hitachi Capital (now Novuna) and Hydrex Ltd. Carl has been Chair and Director of The Leasing Foundation and was a Non-Executive Director of AFS Group Holdings Ltd.

Gavin was appointed Chief Financial Officer in May 2018 and possesses over 30 years of financial services experience across banking and commercial and SME lending.

Gavin has deep finance expertise in a regulated environment from his time at GE Capital Bank in the role of Acting CFO and in a number of “Head of” finance roles including Treasury, Regulatory Reporting, Controllership, Pricing and FP&A. Gavin is a qualified chartered accountant and spent 10 years with KPMG.

Goi has over 18 years’ senior management experience in Risk and Treasury gained at Metro Bank (UK), Barclays and Atradius.

His senior risk management responsibilities include underwriting, compliance and financial crime. He has in-depth experience of implementing systems and controls in a regulated environment, a thorough understanding of cyber security in the sector and deep expertise in financial risks for both SME and retail sectors.

Goi is currently Pro Chancellor and Chair of Council for Swansea University.

Charlie has more than 20 years’ financial services experience, including 10 years at Aldermore Bank as well as spending time at Merrill Lynch and Formation Asset Management.

Charlie has worked across all HR disciplines, including business partnering, HR support services, training and development, as well as talent management and recruitment.
Charlie is a member of the Chartered Institute of Personnel and Development.

Paul has more than 20 years’ experience within the banking and financial services industry and is a senior operations and change leader with a proven track record within start-up challenger banks during the design, implementation and growth phases.

Part of the mobilisation team at OakNorth, holding various operational and transformation leadership roles at Aldermore Bank, Paul has led and been responsible for customer services and collections, lending and savings products, cash and treasury operations, technology, data management and transformation.

Liam joined as Director – Retail in November 2024 and brings over 25 years’ experience in consumer and commercial finance to DF Capital.

With a background in both traditional banking and innovative start-up environments, Liam worked most recently at Zopa as Auto Commercial Director where he was responsible for managing high level customer relationships. Prior to that he has held senior commercial roles in the banking sector, during which time he’s developed expertise in strategy, business development and transformational change.

Liam is a member of the Credit 500 Hall of Fame which recognises the 500 most influential people in the Credit Industry in 2023 and 2024.

Richard has over 35 years’ commercial, risk and business change experience, across the asset based lending (ABL), SME finance and the wider banking spaces.

Richard has previously held roles at Aldermore where he led the portfolio risk team, covering the invoice and specialist finance product lines. Before Aldermore, he built a strong portfolio of experience at the Royal Bank of Scotland in its ABL, invoice discounting and working capital product divisions.

James has over 12 years of experience in regulated financial services across the UK and Europe advising lenders on strategy, growth, partnerships and M&A opportunities.

Prior to joining DF Capital, James previously served as Chief Operating Officer and Board Director for White Oak UK, the UK non-bank SME lender, and before that spent 7 years within the Financial Services M&A team at KPMG, where he qualified as a Chartered Accountant.

Corvin joined DF Capital shortly after the business was founded in 2016.

Over the last 17 years he had various commercial leadership roles within financial services and SME lending, such as GE Capital in Europe, Australia and New Zealand. Corvin has a proven track record in business development and is specialised in the origination, structuring and delivery of distribution finance and working capital solutions.

Dave has more than 20 years’ financial services experience, including 8 years at Aldermore Bank, as well as spending time with the Bank of Scotland, Freedom Finance Group and KPMG Transaction Services.

Dave has worked across a number of finance disciplines, including FP&A, financial control and has extensive M&A experience. Dave qualified as a chartered accountant with Coopers & Lybrand.

Karen has 10 years’ experience at Addleshaw Goddard working principally on general banking, corporate restructuring and debt advisory matters.

This was followed by a role as Head of Legal (Transactions) working across transactions, investments, and general corporate advisory and governance matters at a pan- European investment fund manager.